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With such staggering statistics, there's no wonder why insurance companies charge such high auto rates for teen drivers. Before parents resort to throwing their hands in the air in despair, there are a few things they can do to get the best possible auto insurance rate for their teen driver.

Encourage the Teen to Maintain Good Grades

Insurance companies reward teen drivers that maintain a "B" or better average in school. They have found that teen drivers with good school grades are more conscientious drivers. As a result, they earn a discount on their auto insurance premiums.

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